API overview

Funds Confirmation

Request a confirmation of available funds to cover a proposed transaction.

Key features

Funds Transparency

As a Card Based Payment Instrument Issuer, request a confirmation of available funds ahead of processing a transaction.

Accelerate Innovation

Develop applications that use the Open Banking APIs that are reshaping the financial services industry.


Utilise the latest regulatory standards in electronic data exchange to connect securely to HSBC APIs.

Which brands are supported?

This API enables you to connect to customers of the following HSBC brands:

  • HSBC UK Personal Banking
  • first direct
  • M&S Bank
  • HSBC UK Business Banking
  • HSBC UK Kinetic

How to get started

  • Create an account on develop.hsbc.
  • Read our documentation on how to use the our API services and secure your connection with the right electronic certificate.
  • Access our Sandbox to test your application.
  • Once you’ve registered with your National Competent Authority, you can use our live API services.
  • Onboard your customers and take off ... the sky is the limit...

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